Privacy Policy
Last updated: May 2026
Overview
This Privacy Policy describes how PineLedger (pineledger.org) handles information in connection with this website. PineLedger is an informational website focused on household budgeting and expense tracking in Canada. No user accounts are created, and no personal financial data is collected or stored on this site.
Information Collected
Contact Form Submissions
The contact form on the About page collects a name, email address, optional phone number, and message. Form submissions on this site are processed entirely in the browser (client-side). No form data is transmitted to a server or stored in any database. The confirmation message shown after submission indicates that the form was completed, not that any data was received or stored.
Cookies
This site uses localStorage (a browser storage mechanism) to remember your cookie consent choice. This information is stored in your browser only and is not transmitted to any server. No third-party tracking cookies are used on this site.
Server Logs
Web servers typically log standard access information including IP addresses, browser type, pages visited, and timestamps. This is standard web server behaviour. These logs are not used to identify individual users and are retained for a limited period for diagnostic purposes only.
Cookies and Browser Storage
A cookie consent banner appears on the homepage. Clicking Accept or Reject stores your choice in your browser's localStorage. This record remains in your browser until you clear site data. It is not accessible to any third party.
This site does not use advertising cookies, analytics tracking cookies, or social media cookies.
Third-Party Links and Content
Articles on this site contain links to external websites including canada.ca, statcan.gc.ca, and creditcounsellingcanada.ca. This site does not control those websites and is not responsible for their privacy practices. Visiting those sites is subject to their respective privacy policies.
Images on this site are loaded from Wikimedia Commons (upload.wikimedia.org). Fetching those images sends a standard HTTP request to Wikimedia's servers; their privacy policy applies to those requests.
Children's Privacy
This site does not knowingly collect any information from individuals under the age of 18. The site's content is directed at adults managing household finances.
Your Rights
As this site does not collect or store personal data beyond standard server logs, there is no personal data held about individual visitors that can be accessed, corrected, or deleted upon request. For questions about server log data, use the contact form on the About page.
Changes to This Policy
This Privacy Policy may be updated from time to time. The date at the top of this page reflects when it was last revised. Continued use of this site after any changes constitutes acceptance of the revised policy.
Contact
Questions about this Privacy Policy can be submitted via the contact form.